Graduation season is upon us, and many American young adults are planning for the next step in their academic careers. Whether you're newly graduated from high school or a college grad looking for a career, student loans can be a large stressor for you and your family.
No matter what your college plans are, you'll need a plan to pay for your education. With the cost of higher education increasing year after year, student loan debt in the United States recently reached $1.7 trillion.
That number might sound intimidating, but Best Student Loan is here to help. Our goal is to help borrowers like you find a loan that is fit for your life.
We provide tools that help you compare rates, loan terms, and repayment options that set you up for success.
As you go on your journey and begin comparing student loans, keep reading to read all about why Earnest Student Loans might be the right choice for you. We've got your back.
Earnest Student Loans values the lives of its customers and strives to make the college loan process as simple as possible. They see each client as an individual with real and busy lives rather than just a loan payment.
They offer personal loan options, private student loans of all types, and refinancing opportunities for student loans.
Earnest has options for any student from undergraduate college students to graduate school students to those studying in law or medical school.
For private student loans, some of the eligibility criteria are as follows:
If you think Earnest Student Loans might be right for you, click here to learn more about your eligibility status.
You can apply online for your loan by first checking your eligibility and then seeing what options are best for you. Here we have more information on interest rates for any type of loan that you might be looking for.
For undergraduate, graduate, MBA, medical school, law school, and with a Cosigner, the range starts at 4.43%. With the AutoPay discount, you also will get an extra 0.25% off.
For graduate, MBA, medical school, law school, and with a cosigner: Starts at 5.66%. Same deal here--you get that AutoPay discount where you get the same 0.25% off.
Within 72 hours, you should hear back from your application, and you'll be ready to start customizing your payments.
Earnest Student Loans holds themselves to a high standard when it comes to taking care of their customers. After graduation, you have a nine-month grace period to begin paying your loans back compared to the usual six months other lenders give.
Additionally, there is no fee to initiate a loan, and all customers get the opportunity to connect with real people for support. With Earnest, they are with you every step of the process with full transparency.
We do not provide loans, but Best Student Loan is on a mission to make the student loan process simpler. We’re dedicated to helping students find the best loans for their college journey.
Our student loan solution makes it easy to review your options, compare lenders, and apply for private student loans.
Finding the best student loans for you can be difficult and intimidating, but we're here to help. Earnest Student Loans is a great place to start your search, but it doesn't have to end here.
With Best Student Loan, you’re just one click away from getting the money you need for college — and one step closer to achieving your career dreams.
Keep an eye out for our site where you can compare different types of student loans, decide which is best for you, and apply for your loans today. Best of luck in your search!
Disclosures
1. Fixed rates starting at 4.43%% APR (including 0.25% Auto Pay discount). Auto Pay discount: If you make monthly payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. Not all borrowers will qualify for our lowest rates, and your rate will be based on creditworthiness at time of application.
2. 9 month grace period (3 months more than most lenders). Not available for borrowers who choose Earnest’s Principal and Interest Repayment plan while in school.
3. Skip a payment once per year (once repayment period restarted). Earnest clients may skip one payment every 12 months. Your first request to skip a payment can be made once you’ve made at least 6 months of consecutive on-time payments, and your loan is in good standing. The interest accrued during the skipped month will result in an increase in your remaining minimum payment. The final payoff date on your loan will be extended by the length of the skipped payment periods. Please be aware that a skipped payment does count towards the forbearance limits outlined in your loan agreement. Please note that skipping a payment is not guaranteed and is at Earnest’s discretion. Your monthly payment and total loan cost may increase as a result of postponing your payment and extending your term.
Undergrads:
Fixed: starting at 4.39%%